After you have worked that hard but amazing life growing up and earning, there is a time where you might have to rely on your pensions to meet and support your family during emergency and even to fulfill the needs of life. Pension is an imperative source of income after retirement.
To draw the pension, you have to show a life certificate to the bank. This certificate ensures pension without interruption. In spite of having the liberty now to show the life certificate at any branch disbursing pension, many pensioners still find it difficult to do so for various reasons. To assist the pensioners for an easy process, government launched JEEVAN PRAMAAN, a Digital life certificate.
What is Jeevan Pramaan certificate ?
It is an Aadhar biometric enabled digital certificate for pensioners. Previously there was this hard process of being physically present in front of the disbursing agency which is now ruled out at convenience, the easier way being Email or SMS to the bank branch. The bank can now get information of the pensioners by clicking on the Jeevan Pramaan website or even by downloading from their banking system.
To check the authenticity, basic details like the Date, Time and Biometric Information is uploaded to the data base where the banks or the agencies can verify details of the individual.
Process to get Jeevan Pramaan Certificate Online
This process of online registration is free, benefitting the common man presiding even in the remote and inaccessible areas. If you are now worrying about the conventional life certificates, you need not bother. Yes, they are also valid.
According to the statistics, more than 70 lakh individuals draw pension from the central, state & Union territory governments, from the Armed forces and other groups.
Option 1: You can check in the nearest common service centre and register online.
Option 2: Visit a designated office and register.
Option 3: Download the app, install on your smart phone and register.
While registering, you will have to provide
- Aadhaar Number
- Pension payment order number
- Bank account Number
- Branch details.
Access your Certificate:
The above details are uploaded and then authenticated, after which a Transaction number or a Pramaan ID is generated. This number is also sent to your phone through SMS.
You can download the PDF from the Jeevan Parmaan website by entering your valid Aadhaar/ Jeevan Pramaan Number.
Digital Life Certificate and Disbursing Agency:
Your certificate can be accessed by the disbursing agencies via electronic transfer mechanism which is created between the data base portal and bank’s own server.
The above process is repeated every year in November. But the pensioner need not go through the entire process time and again. Once he/ she is registered, they only need the biometric authentication next time.
For your ease, you can now locate your Jeevan Pramaan centre here.
Author of this article is Neha Madiya