An insight into the Affordable Housing Scheme
Indian urban population has grown manifold within the last few decades and the rise is unstoppable. However, a major section of this population still lives in slums and unorganized localities, which are either not organized or not fit for living. People living in these areas are certainly an asset to the cities since most of the infrastructural development and day-to-day running of the cities is based on their labor and skill.
On their other hand, there has been a steep fallout in terms of proliferation of slums and housing is increasingly becoming unaffordable. In this respect, the government of India is taking prompt initiative to reorganize the slums and provide affordable housing to those living under EWS and LIGs.
The scheme is a continuation of Jawaharlal Nehru National Urban Renewal Mission since the latter has been implemented for quite some time now and has reached a destination. The scheme would be applicable to more than 65 cities across Indian and more than five lakh population would be catered to in the first go.
On the other hand, the scheme would also encourage State Governments so that they provide necessary land which would be required to match the existing shortage in providing homes to weaker sections of the society. The immediate impact of the scheme could be termed as providing employment to the poor living in urban settlements.
If there is a shortage in housing facilities, the people sitting at the bottom of the chain are those belonging to EWS and lower income groups. Affordable Housing Scheme intends to cater to them. The youth of nation, irrespective of their location is moving to urban areas and this is creating a gap between the population and their respective housings. This scheme would try to bridge the gap to a larger extent.
The concept of Affordable Housing Scheme lies in the fact that the cost of construction of these houses would be minimized to a certain level that is affordable for the people living in EWS and LIG status. This scheme would bring forth houses which are affordable to the poor and are built in a way that poor living in urban settlements are brought under the organized housing structures.
Last but not the least, Affordable Housing Scheme is a noble scheme to be launched by the central government that would cater to the needy sections of the society. The success and failure of the scheme can only be gauged once it is fully implemented and the analysis part comes in to picture.