Sep 172014
 
Why PPF loan is better than personal loan?

Are you in need of money and wondering whether to apply for the personal loan or go for the loan against PPF.  Here is some information which will help you make a better decision. It is your own money When you are taking the loan against the provident fund, you are asking for your own money.  This means that you are not taking the money from anyone else or any bank.  Although you have to Read more…

Sep 152014
 
Withdraw cash from ICICI bank ATMs without a card!

The ICICI bank has come up with a very novel idea in terms of cash withdrawal from the ATMs. Gone are the days when you would insert your card to successfully initiate a cash withdrawal from the ATMs. Under the recently launched ‘Cardless Cash Withdrawal’ service, a cash withdrawal could be completed even without the card. In order to avail this service, the sender needs to have a bank account which is enabled for internet Read more…

Sep 142014
 
You can’t contribute to EPS, if your monthly income is above Rs 15,000!

EPS (Employees’ Pension Scheme) in India is one of its kind pension schemes in the entire world which has provisions for both contributions as well as benefits.  It was launched in 1995 by the then Indian government in order to increase benefits for the working class. The Employees’ Pension Scheme offered by Provident Fund Department is an excellent provision for working employees and there are numerous benefits attached to it.  In its move to update Read more…

Sep 112014
 
How ESOP works in India and give Tax Benefits?

ESOP stands for Employee Stock Ownership Plan.  In simpler words, ESOPs are qualified employee benefit plans, where in the employee receives stock options of the company, very much similar to a profit sharing structure.It is a participative stock plan where the shareholders are participants of company’s performance and thus a mutual growth is ensured to some extent.  Also, ESOPs are a wonderful mode of availing tax benefits, both for the company as well as the Read more…

Sep 102014
 
When and how can insurance company refuse your coverage?

You met with some unfortunate event in your life and lost a lot of money.  However, you are not worried because you know you are covered by the insurance company.  You have been paying premiums and you have never been late.  There is no reason for the insurance company to deny you the coverage. However, when you claim for the coverage you find that you failed to read the fine prints where insurance company refuse Read more…

Sep 072014
 
Filed your I-T return on time? 3 Reasons to get IT Return Notice

Filing your IT returns on time is such a big relief. So you could be someone who filed the IT returns on time i.e. by the end of July and now you are relaxed that nothing could go wrong from here. You are sitting in your office in the best of your moods, when all of a sudden you get a letter from the IT department and is basically an IT return Notice.You feel that Read more…

Sep 072014
 
How To Apply For Marriage Certificate Online In Delhi?

Registering the marriage is a must for so many obvious reasons. However, it used to be a little tedious task in India, as people were expected to make frequent visits for the registration process and it never used to happen in one go.  Moreover, the process of manual registration has been alleged with red tape and corruption and that is what compelled the government to come up with online marriage registration process. Now the question Read more…